Annuities: For those who come retroactively to the assistant – Newsbomb – News

The recalculation and retroactive effect also comes with regard to public pensions, according to the Free Press, as the issuance of a decision to conduct the fast track has in many cases omitted from the calculation the times of successive insurance that exceeds 30% of the civil pensions of their servants.

The competent services of the EFKA have identified incorrect times in supplementary state pensions, and errors are largely corrected by retroactively recalculating the already issued supplementary pension.

However, there are several categories of insureds who, although they have successive insurance in the IKA, their supplementary insurance only comes out with the years they have spent in the country.

It should be noted that under Law 5078/2023, 15 years has been set as the minimum insurance period for the issuance of a supplementary pension by all funds. In practice, this provision concerns State Funds and DEKO Funds, where the insured must have the same years of main insurance to obtain supplementary insurance at the same age limit, otherwise they will have to wait until they are 67 years old or take the reduced supplementary insurance.

However, accelerating the issuance of supplemental benefits also brought errors, such as those found in successive insurance periods, that were absent from many state supplemental benefit decisions.

objection

To correct errors, pensioners can file an appeal against the decision, even if they have to wait two to three months for it to be considered.

Two calculations are applied to the new supplementary allowances received by civil servants, one for the insurance years up to 2014 and one from 2015 onwards.

For the years up to 2014, the allowance is calculated at a rate of 0.45% annually and is multiplied by the retirement salary that the insured received from 2002 to 2014. From 2015 onwards, contributions play a role, which means that the more it increases, the higher the wages, the more contributions help. To increase assistance.

But in calculating the supplementary allowance after 2015, the law set a big trap, which is determining the amount of contributions based on the retirement age. For each age, there is a discount factor specific to the section (age groups), so that those who leave, for example, at the age of 60, even if they have paid high contributions, from 2015 onwards receive a smaller amount from the section than those who paid the lowest contributions, but leave at 67.

According to the tables prepared and published by the “Insurance and Pensions” supplement, supplementary state pensions are organized, according to years of insurance, salaries, and retirement age, as follows:

• A supplementary pension with insurance for 30 years. With retirement age of 67 years and pensionable earnings of €1,768.5, the supplementary pension amounts to €200.11 before taxes. With the same salary, but with retirement at 62, the additional amount amounts to €147.64.
• Assistant pension at 35 years. With a retirement age of 67 years and pension earnings of €2,472.64, the supplementary pension amounts to €333.51 before taxes. With a pension of €1,485.80 and retirement at 62 years, the supplementary benefit amounts to €189.28, while with the same salary at 67 years, the insured person receives an additional benefit of €196.
• Assistant pension for 40 years. With a retirement age of 67 years and pension earnings of €3,137.40, the supplementary pension amounts to €490.36 before taxes. With a pension of €1,751 and retirement at 62 years of age, the additional salary amounts to €259.95.

They have restored the 50% discounts at affiliate banks

The cuts that Emporiki and Alpha Bank retirees had seen in their aid, which were larger than the cuts imposed by the Catrogallo law, were cancelled.

The reductions came suddenly, when the competent sub-insurance department at EFKA decided to apply to the banks’ high sub-pensions the ceiling of 1,534 euros established under Law 4997/2022, while imposing all the reductions that were in the old pension!

Pensioners who until February 2024 (before the ceiling) received a bonus of 880 euros were found in the March payment (after the ceiling) with an addition of 458 euros, when their pension fell to 588 euros with the cuts of the Catrogallo law.

Worker pensioners organized a protest in front of the Ministry of Labor last Friday, demanding the cancellation of the cuts.

In a meeting they held with the Secretary General of Social Security, Nikos Melapidis, and EFKA's legal advisors, they were assured that their pensions would immediately return to the levels they were before the pruning, as it was confirmed that the distortion had occurred. Through roof application.

However, the Ministry will not change the ceiling of supplementary benefits, which is 1,534 euros, but is considering correcting it so that, in the event of cuts, a personal difference is given to pensioners, so that they receive the same salaries that they received before. Roof.