Three surprises in Save-Rejuvenate – How to Claim Grants

Participation terms and conditions

Young people born between 01/01/1984 and 31/12/2005 will be able to secure support for the full upgrade of their place of residence, in terms of energy, aesthetics and functionality, through the new programme. “Save – rejuvenate”Which is expected to open its electronic gates to receive applications next Thursday.

surprises

The program follows the basic lines of previous savings programs with three salient points. Firstly, in the “Savings” section eligible for support will be the costs of the interventions carried out from February 1, 2020 onwards. Second, Energy Performance Certificates (EPCs) issued after November 27, 2017, will be accepted, however only those issued after February 2020 will be eligible for the cost of issuance. Third, for interventions titled “Renewal” as the start date of expenditure eligibility is set to October 26, 2022, No date prior to publication of the Program Guide.

income

The basic conditions for the beneficiaries to be included in the program are that they have a family income of up to 50,000 euros for the “saving” part and up to 20,000 euros for the “renewal” part. To join “Renovate”, it is required to join “Execonom” first. Only one application per program beneficiary is allowed. Also, one application will be accepted per eligible stay. The goal of the program is to save primary energy by at least 30% and to upgrade the energy class by at least three energy classes compared to the current rating.

To participate in the programme, you must:

-You have access codes to TAXISnet.

– In the event that there is a pending “settlement” of urban planning violations in the property, the submission to some legalization laws must have preceded the application to the program. A subsequent declaration will only be accepted if there is a deviation of up to 7 square metres. The declaration of electronic building identity must also be in final delivery.

– Before submitting an application to the program, outstanding issues must be settled in the settlement of the income tax return (E1), in the property rental statement (E2) or in the property data declaration (E9). All three figures must contain the power supply number.

– In the event of acquiring a property after 12/31/2021, the data in E9 must be modified first.

– If there are multiple co-owners in an eligible accommodation, only the co-owner who owns it will have the right to participate in the programme. If it is inhabited by a third party, the right to participate in the Program will be granted to the co-owner who has the real right of full ownership / usufruct right (not small ownership).

– In the event that there are multiple beneficiaries in the property, the consent of the co-owners must be obtained and the electricity supply number entered correctly in E9.

Issuing an energy performance certificate (PEA) for the property and drafting a proposal for energy saving interventions.

Spend eligibility conditions for Save

Once the interested party has obtained the necessary approvals and verified eligibility for residency, the first PEA must be issued by the Energy Inspector. Expenses are eligible if issued on or after February 1, 2020. Certificates issued after November 27, 2017 are also accepted but their cost does not qualify.

Only costs for interventions completed after the PEA has been issued will be eligible for subsidy, and in any event costs must be incurred from February 1, 2020 (eligibility start date) onwards. For “Renewal” tranche interventions, October 26, 2022 is set as the date for inclusion of spending eligibility.

The data provided in the application (VAT, if the declared income of the resident abroad, the area of ​​the property, etc.) The application to the program includes responsible advertising, and inaccuracy of the declared information entails criminal and administrative penalties.

To submit the application and monitor the project, the interested party must contact a technical advisor (engineer, member of the TEE), whose costs are covered by the program.

The starting date for submissions is next Thursday and the closing date is September 15th.

Participate in the “renewal” phase

In addition to the age criterion, the following conditions must apply cumulatively:

An individual or family income of less than €20,000

– Real right with full ownership – Usufruct right of at least 50%. Small property excluded.

The total real estate value (ENFIA 2022) of all family members of the applicant is less than €300,000.

– Property

– Share in the “Save” section

Expense coverage

The program covers eligible costs of up to €32,500, for an energy upgrade and residency renewal. Specifically by subsection:

Eligible “conservation” budget: up to €22,500. The program covers from 45% to 90% of the amount of eligible energy interventions, while the remaining amount can be covered with an interest-free loan.

Eligible “renewal” budget: up to €10,000. Through Save – Rejuvenate up to 30% of the amount of eligible rejuvenation interventions is covered, while the remaining amount can be covered by a low-interest loan of up to €7,000.

Eligible expenses

In the “Savings” section, with a total budget of €200 million (of which €40 million is reserved exclusively for vulnerable families), eligible costs relate to energy saving interventions, such as window replacement, thermal insulation, heating cooling systems, hot water supply using RES, and smart home applications , etc.

In the “Renovation” section, with a budget of 100 million euros, renovation interventions were included, such as the renovation of the bathroom and kitchen areas, the replacement of the entrance door, the replacement and repair of the electrical and plumbing fixtures as well as the floors.

Unsecured loan

Recipients of the Savings section who are entitled to receive the scholarship, undertake to pay the remaining amount either with their own money, with a loan, or with both. For beneficiaries of the first category (individual income up to 5,000 € or family income up to 10,000 €) it is possible to provide a capital insurance guarantee to financial institutions which will cover the loan amount at 100% for owner-occupied housing and 80% for rental or free concession cases.

No guarantees will be required from the bank, while the interest rate subsidy (fixed at 6.5%) will cover the entire loan term (4, 5 or 6 years).

Renovate series recipients must pay for renewal interventions in full and will receive the scholarship after verification of completion documents has been successfully completed. Costs can be paid with equity or with a loan. The loan amount (at a fixed interest rate of 4%) that the beneficiary can request is up to 70% of the eligible budget, up to a maximum of €7,000. 50% of the loan is funded by the Ministry of Interior. It is interest-free and the bank gives the remaining balance at 8% interest.

Eligible housing

The dwelling, to be considered eligible, must be a separate house or apartment and must:

– It’s legal.

– Not considered biodegradable.

It is used as a main residence.

– Rated in an energy class less than or equal to C, based on the Energy Performance Certificate (PEA).

They do not have the right to offer housing with an active application to any of the energy upgrade programs “Ecoconomisi kat ‘Oikon II”, “Ecoconomi – Autonomo” and “Ecoconomo 2021”, as well as housing with short-term rental use.

source: extra time